Includes bibliographical references and index.

Preface -- About the authors -- Introduction to enterprise risk management and insurance -- Risk identification -- Risk assessment and pooling -- Risk-handling techniques : loss control, risk transfer, and loss financing -- Risk-handling techniques : diversification and hedging -- Fundamentals of insurance -- Insurable perils and insuring organizations -- Insurance functions -- Insurance markets: economics and issues -- Insurance regulation -- Insurance contracts -- The personal auto policy -- Homeowners insurance (HO) -- Professional financial planning -- Life insurance policies -- Standard life insurance contract provisions and options -- Annuities -- Health insurance and disability income -- Employee benefits -- Social security -- Unemployment and worker's compensation insurance -- Commercial property insurance -- Commercial liability insurance -- Appendix A : personal auto policy -- Appendix B : homeowners insurance policy -- Appendix C : commercial general liability policy -- Appendix D : answers to the objective questions -- Glossary -- Index.